Don't forget to factor in closing costs when considering a home sale or purchase. Evelyn H Murray Realty is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 772-664-3309 if your needs include a professional REALTOR® experienced in the business side of real estate.

Anticipated closing costs

There are certain standard fees associated with closing the sale of a house. These expenses are commonly divided between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through the process.

Loan-related closing costs    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're buying a property in Brevard County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an acceptable range so you're not startled when you arrive at the closing appointment. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates of concern.

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